Josh's Construction, Inc.


Apply for a FHA Title I Home Improvement Loan today!

Program Benefits

  • No equity or appraisal required
  • Low fixed rates
  • No prepayment penalties
  • Interest may be tax-deductible*
  • Borrow up to $25,000 for a single-family home or up to $12,000 per unit (max $60,000) for multi-family property
  • Borrow an additional $40,000 with our unsecured Plus I loan program1

Required Documents

  • Current pay stub, dated within 30 days
  • W2’s - 2 years
  • Current Mortgage Statement
  • Copy of Homeowners Declaration Page
  • Work Contract
All loans are subject to individual credit approval. *Please consult with your tax advisor regarding deductibility of interest 1The Plus I Loan program is a Bank program that is not affiliated with or sponsored by FHA. The term of the Plus I Loan cannot exceed the term of the Title I Loan. Each loan is subject to separate credit approval. You may not apply for this loan individually. You may not combine the two Plus I Loans.

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